Terms and Conditions
Introduction
Welcome to SavvyFinancePro.com (“the Website”). By accessing or using our Website, you agree to comply with and be bound by the following terms and conditions (“Terms”). Please read them carefully before using the Website. If you do not agree with these Terms, you should not use the Website.
1. Use of the Website
1.1 General Use
You agree to use the Website for lawful purposes only. You may not use the Website in any way that could damage, disable, overburden, or impair the Website or interfere with any other party’s use and enjoyment of the Website.
1.2 User Account
To access certain features of the Website, you may be required to create an account. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.
2. Content
2.1 Intellectual Property
All content on the Website, including text, graphics, images, videos, and other materials, is the property of SavvyFinancePro.com or its content suppliers and is protected by applicable copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, display, or perform any content from the Website without prior written permission from SavvyFinancePro.com.
2.2 User-Generated Content
You may have the opportunity to post or submit content to the Website, such as comments, reviews, or articles (“User-Generated Content”). By submitting User-Generated Content, you grant SavvyFinancePro.com a worldwide, non-exclusive, royalty-free, perpetual, and irrevocable license to use, reproduce, modify, adapt, publish, translate, distribute, and display such content in any media.
2.3 Prohibited Content
You agree not to submit any User-Generated Content that is defamatory, obscene, abusive, offensive, or otherwise violates any law or the rights of others. SavvyFinancePro.com reserves the right to remove any content that it deems inappropriate or in violation of these Terms.
3. Privacy Policy
Your use of the Website is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.
4. Third-Party Links
The Website may contain links to third-party websites or services that are not owned or controlled by SavvyFinancePro.com. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You access these links at your own risk.
5. Disclaimer of Warranties
The Website is provided on an “as is” and “as available” basis. SavvyFinancePro.com makes no representations or warranties of any kind, express or implied, regarding the operation of the Website or the information, content, materials, or products included on the Website. To the fullest extent permitted by law, SavvyFinancePro.com disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability and fitness for a particular purpose.
6. Limitation of Liability
In no event shall SavvyFinancePro.com, its directors, officers, employees, or affiliates be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of the Website, even if SavvyFinancePro.com has been advised of the possibility of such damages.
7. Indemnification
You agree to indemnify, defend, and hold harmless SavvyFinancePro.com and its affiliates, officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, and expenses, including reasonable attorneys’ fees, arising out of or in any way connected with your use of the Website, your violation of these Terms, or your violation of any rights of another.
8. Termination
SavvyFinancePro.com reserves the right to terminate or suspend your access to the Website, without notice, for conduct that SavvyFinancePro.com believes violates these Terms or is harmful to other users of the Website or the business interests of SavvyFinancePro.com.
9. Changes to Terms
SavvyFinancePro.com reserves the right to modify these Terms at any time. Any changes will be effective immediately upon posting on the Website. Your continued use of the Website after any such changes constitutes your acceptance of the new Terms.
Last Updated: August 13, 2024
By using the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.
Privacy Policy
Introduction
Welcome to SavvyFinancePro.com (“we,” “us,” or “our”). We are committed to protecting your privacy and ensuring that your personal information is handled in a safe and responsible manner. This Privacy Policy outlines how we collect, use, and safeguard your information when you visit or interact with our website, SavvyFinancePro.com (“the Website”). By using the Website, you agree to the collection and use of your information in accordance with this policy.
1. Information We Collect
1.1 Personal Information
When you visit or interact with the Website, we may collect personal information that you voluntarily provide to us, such as:
- Name
- Email address
- Mailing address
- Phone number
- Payment information (if applicable for purchases)
- Other information you provide when filling out forms, subscribing to newsletters, or contacting us.
1.2 Non-Personal Information
We may also collect non-personal information automatically when you visit the Website, including:
- IP address
- Browser type and version
- Operating system
- Referring website URLs
- Pages viewed and the order of those pages
- Date and time of visit
- Clickstream data
2. How We Use Your Information
We may use the information we collect for the following purposes:
- To operate and maintain the Website.
- To process transactions and send you related information, such as purchase confirmations and invoices.
- To respond to your comments, questions, and requests and provide customer service.
- To send you marketing communications, such as newsletters, promotional offers, and other information we think may be of interest to you.
- To improve and personalize your experience on the Website.
- To monitor and analyze trends, usage, and activities on the Website.
- To prevent, detect, and address technical issues, fraud, or other harmful activities.
- To comply with legal obligations or enforce our terms and policies.
3. Sharing Your Information
We do not sell, trade, or otherwise transfer your personal information to third parties without your consent, except in the following circumstances:
- Service Providers: We may share your information with third-party service providers who assist us in operating the Website, conducting our business, or providing services to you. These providers are required to maintain the confidentiality of your information.
- Legal Compliance: We may disclose your information if required by law or in response to legal processes, such as court orders, subpoenas, or governmental regulations.
- Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of the transaction.
4. Cookies and Tracking Technologies
We use cookies and similar tracking technologies to enhance your experience on the Website, analyze usage patterns, and deliver personalized content. Cookies are small files that are stored on your device by your web browser. You can manage your cookie preferences through your browser settings.
4.1 Types of Cookies We Use
- Essential Cookies: These cookies are necessary for the Website to function properly and cannot be disabled.
- Performance Cookies: These cookies collect information about how visitors use the Website, allowing us to improve its performance.
- Functional Cookies: These cookies enable the Website to remember your preferences and provide enhanced features.
- Targeting Cookies: These cookies are used to deliver ads that are relevant to your interests.
5. Security of Your Information
We take reasonable precautions to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the Internet or electronic storage is completely secure. While we strive to use commercially acceptable means to protect your information, we cannot guarantee its absolute security.
6. Your Rights and Choices
6.1 Access and Update Your Information
You have the right to access, correct, or update your personal information at any time. If you need assistance, please contact us using the contact details provided below.
6.2 Opt-Out of Marketing Communications
You can opt out of receiving marketing communications from us by following the unsubscribe instructions in the emails you receive or by contacting us directly.
6.3 Do Not Track Signals
Our Website does not respond to “Do Not Track” signals sent by your browser.
7. Third-Party Links
The Website may contain links to third-party websites, products, or services. We are not responsible for the privacy practices or the content of these third-party websites. We encourage you to review the privacy policies of any third-party sites you visit.
8. Children’s Privacy
The Website is not intended for use by children under the age of 13, and we do not knowingly collect personal information from children under 13. If we become aware that we have collected personal information from a child under 13, we will take steps to delete such information from our records.
9. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any significant changes by posting the updated policy on the Website and updating the “Last Updated” date at the bottom of this policy. Your continued use of the Website after any changes indicates your acceptance of the updated Privacy Policy.
Last Updated: August 13, 2024
If you have any questions or concerns about these Terms and Conditions or our Privacy Policy, please contact us at support@savvyfinancepro.com.